FAQ PERSONAL INSURANCE
A Leadership Team Boasting More Than 35 Years of Experience in the Insurance Industry
YOU NEED HELP ?
As a provider of “A” rated personal insurance products, Safety Net Insurance & Financial Services’ management team has over 35 years combined experience in the auto insurance sector. We have a team of auto & homeowners’ insurance specialists ready to assist you.
WHAT IS AUTO LIABILITY INSURANCE?
In an at-fault accident, liability insurance covers damage to another driver’s property or other people’s property caused by you. Typically, liability insurance covers two types of losses: bodily injury and property damage.
WHAT ARE MY OPTIONS FOR AUTO INSURANCE COVERAGE?
Among the coverage options you can choose from are: Liability, Collision, Comprehensive Coverage, Medical Protection, Uninsured/Underinsured Motorists, Rental Car, and Roadside Assistance.
DO I NEED A CERTAIN AMOUNT OF CAR INSURANCE?
You must at least carry the minimum amount of car insurance required by your state. You will likely not be adequately protected if you are involved in a serious accident with that insurance policy. When it comes to insurance, drivers should buy as much coverage as they can afford in order to be fully protected
WHY DO YOU NEED PERSONAL INJURY PROTECTION (PIP)?
Known as no-fault insurance, PIP covers your medical costs if you or your passengers are injured in an automobile accident, regardless of fault. A Personal Injury Protection policy covers medical expenses, lost wages, funeral costs, and other essential services following an accident. A no-fault state requires PIP coverage.
CAR INSURANCE COSTS ARE DETERMINED BY WHAT FACTORS?
In addition to your driving record, your age, your marital status, and the vehicle you drive, the price of car insurance is determined by several factors. You can get a free quote by calling (888-411-7679) or speaking to one of our agents.