What Is Railroad Protective Liability insurance – Explained
Contractors performing work on or around railroad tracks, railroad right-of-ways, or railroad property are required…
How Does Gap Insurance Work?
In case your car is totaled or stolen and you owe more than the depreciated…
How does Pollution Liability Insurance work?
In addition to basic property and casualty insurance, pollution liability insurance provides protection against pollution…
Commercial Insurance Versus Personal Insurance
Commercial insurance covers businesses (for profit) and nonprofit organizations, whereas individuals and families buy personal…
The Use of Insurance as a Risk Management Tool
The goal of risk management is to identify, analyze, and manage loss exposure so that…
State and Subdivision Permit Endorsement
A state and subdivision permit endorsement is a type of endorsement that can be added…